Prop Firm Cost Calculator

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What has it actually cost you?

Firms quote the price of an evaluation. Nobody quotes the price of the attempt — the resets, the months of activation fees, the second and third account. This adds all of it up, sets it against what you have genuinely withdrawn, and gives you the net. It is the one number nobody in this industry wants you to have, and it takes about ninety seconds to get.

What you have paid

Evaluation accounts boughtEvery one, including the ones you'd rather forget

Price each ($)What you actually paid after any discount code

Resets boughtAcross all accounts

Price each ($)Resets are usually cheaper than a new account, which is the point of them

Months you've paid account feesActivation or monthly, on funded or evaluation accounts

Account fees per month ($)Total across every account you were paying for that month

Platform & data per month ($)Only what you pay separately. 0 if it's included

Everything else, one-off ($)Courses, indicators, copy trading, a second monitor

What you have received

Total withdrawn ($)Money that reached your bank. Not account balance, not unrealised profit

Number of withdrawalsHow many times you've been paid

Largest single withdrawal ($)Your best one ever

Months since you startedFrom your first evaluation to today

Evaluations

Resets

Account, platform and data fees

Everything elseOne-off costs you entered

Total paid out Every dollar that has left your account for this

Total withdrawn Every dollar that has come back

Net position Withdrawn minus paid. Before tax

Cost per dollar withdrawn What each dollar you received cost you to obtain

Average spend per month Total paid, across the months you've been at it

Average withdrawal per month Total withdrawn, across the same months

Ongoing cost per month from here Just the recurring fees. Buying nothing else

Still needed to break even What you'd have to withdraw to get back to zero

… in withdrawals the size of your best one How many more of your best-ever payout it would take

Months to break even from here Assuming you buy no more accounts or resets, and keep withdrawing at your average

Next twelve months, if nothing changes Your current spend rate, projected forward

Resets as a share of everything paid Money spent on second chances

Recurring fees as a share Money spent on keeping accounts open rather than on buying them

Why the cost per dollar is the number that matters

A net figure tells you where you are. Cost per dollar withdrawn tells you what the activity is actually charging you, and it is the only figure here that compares to anything else in your life. If every dollar that reached your bank cost you $1.70 to obtain, that is not a trading result. It is a fee structure, and it will keep doing that until something in the inputs changes.

It is also the figure that survives a good month. Net position jumps around; one large payout can flip it. Cost per dollar moves slowly, because it carries the whole history. That makes it harder to fool yourself with.

The months-to-break-even line, and when it says “never”

Looking forward, the accounts and resets you have already bought are gone; what you still face each month is the recurring fee. So the gap closes at your average monthly withdrawal minus that fee. If that difference is positive, this page tells you how many months it takes. If it is not, the gap does not close — it widens every month, and no individual good day changes that.

Note what that assumes in your favour: that you buy no further accounts and no further resets. Most people do buy more. The line is calculated the charitable way on purpose, so that when it still says the gap never closes, the arithmetic and not the framing is what said it.

That sentence is the reason this tool exists. Nearly every site publishing prop firm content earns a referral fee when you buy an account, which makes “at these rates you never break even” a sentence they cannot afford to print. We take no referral fee from anyone, so we can.

How it's calculated

total paid = (evaluations x price) + (resets x price) + months x (account fee + platform fee) + other net position = total withdrawn - total paid cost per dollar = total paid / total withdrawn spend per month = total paid / months since you started withdrawn/month = total withdrawn / months since you started ongoing cost = account fee + platform fee (per month, from here) break-even gap = total paid - total withdrawn (floored at 0) months to even = gap / (withdrawn per month - ongoing cost) undefined when that difference is not positive

All of it from figures you type in. Nothing is sent anywhere, including to us, and there is no firm named on this page — the fees are fields because they are yours to look up, not ours to assert.

What this deliberately leaves out

Your time. Not counted, in either direction. Months of screen time is a real cost this page cannot price, and if the answer is close to break-even, the time is what decides it.
Tax. Withdrawals are entered gross. Your net is worse than the figure above by whatever you owe on it.
Account balances. Only money that reached your bank counts as withdrawn. An evaluation showing a profit is not a result; a great many of them never become one.
What you learned. Genuinely not measurable here, and genuinely not nothing. A negative number on this page is not a verdict on whether continuing is sensible — it is the price of the education so far, stated honestly instead of avoided.
Whether your method works. Different question, different tool. Fees can sink a profitable method and a lucky month can flatter a broken one.

Educational tool only. This is arithmetic on numbers you type in — it is not investment advice, it does not predict anything, and it has no opinion on what you should trade. Trading futures involves substantial risk of loss and most people who try it lose money. Past results, including your own, do not predict future results. Verify contract specifications with your broker and your account rules with your firm; both change.

Nobody pays us to send you anywhere.

We take no referral fee, affiliate commission or rebate from any prop firm, broker or platform. Almost every other site in this space earns when you buy an account — which is why none of them will ever show you a number that talks you out of one. It is also why we will never rank firms for you, and why these tools can afford to give you the unflattering answer.

The Rules Desk Workbook cover beside the Journal’s Review tab

Where these numbers live the rest of the week · $39

Journal & Workbook

A calculator answers one question once. This is the same arithmetic wired into a 500-row trade log that keeps score: the range your win rate is actually consistent with, your break-even win rate, expectancy, results split by setup, and what your rule breaks have cost you in dollars. Plus an 18-page printable workbook for writing rules specific enough to be checked.

One spreadsheet, one PDF, instant download. No subscription, no upsell.

See what’s in it

Or wait for the software

The desk itself — you write your rules down, it tells you before each trade whether your own rules allow it, and reads your record back weekly. No market view, no signals, no trade calls. One email when it opens, nothing else sent, unsubscribe in one click.

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